Revolut has gained immense popularity as a leading digital banking app, offering users convenient and fast financial services. However, if you find yourself needing to delete your Revolut account for any reason, it’s important to understand the process and ensure a smooth removal. In this article, we will guide you through the steps to delete your Revolut account and answer some frequently asked questions.
1. How to initiate the account deletion process
Deleting your Revolut account is a simple process that starts with a few taps on your smartphone. Open the Revolut app and navigate to the ‘Profile’ section. From there, scroll down and tap on ‘Account details.’ At the bottom of the page, you’ll find the option to ‘Close my account.’ Tap on it, and Revolut will guide you through the necessary steps.
2. What happens when you delete your Revolut account?
When you delete your Revolut account, your financial data, including transaction history and personal details, will be permanently removed from their servers. It’s important to note that this action cannot be undone, so ensure you have downloaded any necessary documents or statements before proceeding.
3. Are there any important considerations before deleting your account?
Before you choose to delete your Revolut account, make sure you have cleared any pending transactions, transferred any remaining funds to another account, and canceled any subscriptions linked to your Revolut account. Additionally, it’s wise to review your financial statements and ensure you have a copy for your records.
4. Deleting directly within the app vs. contacting customer support
Revolut provides users with a convenient in-app option to delete their accounts. However, if you prefer or encounter any issues with the in-app process, you can also reach out to their customer support for assistance.
5. The customer support option
To contact Revolut’s customer support, open the app and navigate to the ‘Help’ section. Search for ‘Closing my account’ or a similar query to find relevant articles. If your issue isn’t resolved, you can click on the chat bubble or ‘Contact us’ option to connect with a Revolut representative.
6. How long does it take to delete a Revolut account?
The account deletion process typically takes a few minutes after initiating it within the app. However, the permanent removal of your account data may take up to 30 days due to legal and regulatory requirements.
7. Can I reactivate my Revolut account after deleting it?
Once you have deleted your Revolut account, it cannot be reactivated. If you wish to use Revolut’s services again in the future, you will need to create a new account. Keep in mind that this will require you to go through the account setup process from scratch.
8. Will deleting my Revolut account affect my credit score?
Deleting your Revolut account has no impact on your credit score or financial history. It simply removes your account and associated data from Revolut’s system, leaving no trace behind.
9. What should I do if I change my mind after initiating the deletion process?
If you change your mind after starting the account deletion process, you have a short window of opportunity to cancel the procedure. Open the Revolut app immediately and navigate to the ‘Profile’ section. Look for the deletion cancellation option, which should be available for a limited time after initiating the process.
10. Seeking additional assistance
If you encounter any difficulties while deleting your Revolut account or have any specific concerns, it is best to reach out to their customer support team for personalized guidance and support.
Deleting your Revolut account is a straightforward process that can be done within the app itself. Remember to take the necessary precautions, clear pending transactions, transfer any funds, and ensure you have downloaded important documents before starting the deletion process. If you run into any issues, Revolut’s customer support is available to assist you throughout the deletion process.