How To Create Raast Account

In today’s digital age, having a convenient and secure way to transfer money is essential. Raast is Pakistan’s first instant payment system developed by the State Bank of Pakistan, offering instant, reliable, and zero-cost digital payment services. If you’re looking to create a Raast account and enjoy the benefits of seamless fund transfers, this guide will walk you through the process.

What Is a Raast Account?

A Raast account is a digital financial service provided by the State Bank of Pakistan. It allows individuals, businesses, and government entities to make instant and secure payments from one bank account to another. With Raast, you can transfer funds seamlessly, eliminating the need for traditional methods like cash or checks.

Steps on How to Create a Raast Account

Creating a Raast account is a straightforward process. Follow these steps to get started:

  1. Contact Your Bank: Reach out to your bank to see if they offer Raast services. Not all banks may be connected to the Raast network, so it’s essential to check with your bank first.
  2. Provide Necessary Information: Your bank will guide you through the registration process. You may need to provide your mobile number, International Bank Account Number (IBAN), and other required details.
  3. Link Your Raast ID: Your Raast ID is a simple identifier, usually your mobile number, that you link with your bank account. Instead of sharing your bank account number, you can now share your Raast ID with others to receive funds in your linked account.
  4. Start Using Raast: Once your Raast account is created and linked to your bank account, you can start using Raast for seamless fund transfers. Raast is available for payments via mobile apps, internet banking, USSD, and branches.

The Benefits of Using Raast Account

Using a Raast account comes with several benefits that make it an attractive option for digital payments. Here are some key advantages:

  1. Instant Transfers: Raast enables instant fund transfers, allowing you to send and receive money in real-time.
  2. Convenience: With Raast, you can make payments from the comfort of your home or anywhere with an internet connection. No need to visit a bank or carry cash.
  3. Cost-effective: Raast services are free of cost, meaning you won’t incur any charges for using the platform.
  4. Secure: Raast prioritizes security, ensuring that your transactions are protected and your personal information remains confidential.
  5. Wide Network: Raast connects with multiple banks, making it accessible to a large number of individuals and businesses.

Is Raast Account Secure?

Security is a top priority when it comes to digital financial services. Raast has implemented measures to ensure the safety of your transactions and personal information. The State Bank of Pakistan, which owns and operates Raast, has put in place robust security protocols to protect users’ data and prevent unauthorized access. However, it’s always advisable to follow best practices like using strong passwords and keeping your login credentials confidential.

Common Problems with Raast Account

While Raast strives to provide a seamless experience, users may encounter some common issues. Here are a few problems you may come across:

  1. Technical Glitches: Like any digital platform, Raast may experience occasional technical glitches or downtime. If you encounter any issues, it’s best to reach out to your bank or Raast customer support for assistance.
  2. Limited Bank Connectivity: Not all banks may be connected to the Raast network. Before creating a Raast account, ensure that your bank offers Raast services.
  3. User Error: Mistakes in providing accurate information during the registration process can lead to account setup problems. Double-check the information you provide to ensure a smooth account creation process.

Frequently Asked Questions

  1. How do I start using Raast?: You can start using Raast through banks that have connected on the Raast network. Reach out to your bank to see if they offer Raast services.
  2. Can I use Raast without a Raast ID?: Yes, you can still utilize Raast services even if you don’t have a Raast ID. Simply sharing your Raast ID facilitates the transfer of funds.
  3. Is there a cost associated with using Raast?: No, Raast services are free of cost. You won’t incur any charges for using the platform.
  4. Can I use Raast for international transactions?: Raast is primarily designed for domestic transactions within Pakistan. It may not support international transfers at this time.
  5. What should I do if I encounter issues with my Raast account?: If you encounter any problems with your Raast account, it’s best to reach out to your bank or Raast customer support for assistance.
  6. Is my personal information safe with Raast?: Raast prioritizes security and has implemented measures to protect users’ data. However, it’s always advisable to follow best practices and keep your login credentials confidential.


Creating a Raast account provides you with a convenient and secure way to transfer funds digitally. With its instant payment system, Raast offers a seamless experience for individuals, businesses, and government entities. 

By following the steps outlined in this guide, you can create your Raast account and enjoy the benefits of hassle-free digital payments. Embrace the future of financial transactions with Raast and experience the ease and convenience it brings to your financial life.

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